The Pag-IBIG Fund announced Tuesday that its investment income grew 52% in the first half of 2025, contributing to a significant rise in its overall net income. It said the gains were a result of careful and ethical fund management.
The state-run fund agency earned P4.27 billion from its investments in the first six months of the year, marking a 51.79% increase from the same period in 2024. This performance helped boost the agency’s total net income to 28.04 billion pesos, a 15.25% year-over-year rise, as it provides housing and savings programs for Filipino workers.
The agency’s total assets reached P1.14 trillion as of June 30. Of that amount, P168.44 billion were in income-generating investments, which grew 24.48% from the end of 2024.
“It is our responsibility to manage and grow the Filipino workers’ fund with prudence and integrity,” said Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta. She added that all investment decisions are made under a transparent and lawful process. Member benefits and future outlook
The fund’s charter mandates that at least 70% of its net income be returned to members as dividends. In 2024, the agency declared dividend rates of 6.60% for its Regular Savings and 7.10% for the Modified Pag-IBIG 2 (MP2) Savings, which were the highest rates since the pandemic.
Acosta emphasized the agency’s commitment to ensuring the safety and sustainability of members’ savings.
“Our members can be assured that every peso is managed with the highest regard for safety, sustainability, and their best interest,” she said.
The strong financial performance positions the Pag-IBIG Fund to continue delivering on its core mission of providing affordable home financing and competitive returns on savings. (JCO/PIA-NCR)
